Good Neighbor Loan

Good Neighbor Loans


Homes for Champs is a network of realtors helping find and sell homes for the heroes who serve our great nation every day. Our mission is to recognize those whose sacrifices make our world a better place. That's where the Good Neighbor Loan comes in. 

The Good Neighbor Loan (GNL) program is to improve the quality of life in our nation's communities by encouraging Law Enforcement Officers, Teachers Firefighters, Nurses, Doctors, EMTs, and Veterans to purchase and live in a home in any neighborhood.

The Good Neighbor Loan program allows potential qualified buyers to receive a minimal to no Closing-Cost mortgage or an incentive of up to 1% for closing costs, taxes or insurance on a new home.

If the home you want to purchase needs updating or repairs, you may use FHA’s 203(k) or the new 203(k) Mortgage program. This mortgage option allows you to finance both the purchase of the home and any needed repairs and or updates you want to make to the house. You have the benefit of one loan for both costs and one monthly payment. It is a home improvement loan and property acquisition loan combined in one.


Members must be employed full-time by a federal, state, county, municipal government, Indian tribal government, a division of local government, and, public or private school.

Law Enforcement Professionals

Teachers and District Employees

Firefighters & EMTs

Doctors & Nurses


To see if you qualify, click here and one of our preferred lenders will reach out shortly.